Debt Consolidation on CCs
| Listing Information | |||
|---|---|---|---|
| Amount: | $14,000.00 | Status: | Loan created |
| Grade: | AA | DTI: | 20% |
| Lender Rate: | 9% | Borrower: | jtr8178 |
| Finished | State: | SC | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Paid | Origination Date: | 2010-04-13 | EricsCC ROI: | 9% |
| Status History | |
|---|---|
| Apr 13, 2010 | Current |
| Mar 23, 2012 | Payoff in progress |
| Mar 29, 2012 | Paid |
|
Purpose of loan: This loan will be used to consolidate my revolving debt I have 3 credit cards that add up to $12,500, and I feel that obtaining a loan and having a plan to pay them down is the best course of action right now. The other $1500 is to finish the home improvement project I currently have going on (We are remodeling our sun room). My financial situation: I am a good candidate for this loan because I've always made my payments & have good credit. Between me and my wife, we make almost $100,000 per year, and have no kids. We are financially able to make payments on this account. I've been at my current job for almost 4 years, but I've been in this field for 10+ years. My position & pay has grown accordingly. This is pretty much as "risk free" as it gets. I own 3 vehicles, 2 of which are paid off, and I only have a little over 1 year left on the last one (It is a $375 per month payment). My other debt includes student loans, which are nearing completion as well. My wife & I also do a little eBay business at home, which moves us towards the annual figure mentioned above. I also have "emergency" money available to me through my savings account & retirement accounts, which we have no plans of touching unless something dramatic happens in our lives. |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 412507 | Debt Consolidation & Home Improvement | A | $7,500 @ 20% | Oct 12, 2008 | Withdrawn |
| 413622 | Debt Consolidation & Home Improvement | A | $7,500 @ 21% | Oct 14, 2008 | Cancelled |
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