Debt Consolidation on CCs
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|Loan Status:||Paid||Origination Date:||2010-04-13||EricsCC ROI:||9%|
|Apr 13, 2010||Current|
|Mar 23, 2012||Payoff in progress|
|Mar 29, 2012||Paid|
Purpose of loan:
This loan will be used to consolidate my revolving debt I have 3 credit cards that add up to $12,500, and I feel that obtaining a loan and having a plan to pay them down is the best course of action right now. The other $1500 is to finish the home improvement project I currently have going on (We are remodeling our sun room).
My financial situation:
I am a good candidate for this loan because I've always made my payments & have good credit. Between me and my wife, we make almost $100,000 per year, and have no kids. We are financially able to make payments on this account. I've been at my current job for almost 4 years, but I've been in this field for 10+ years. My position & pay has grown accordingly. This is pretty much as "risk free" as it gets.
I own 3 vehicles, 2 of which are paid off, and I only have a little over 1 year left on the last one (It is a $375 per month payment). My other debt includes student loans, which are nearing completion as well. My wife & I also do a little eBay business at home, which moves us towards the annual figure mentioned above.
I also have "emergency" money available to me through my savings account & retirement accounts, which we have no plans of touching unless something dramatic happens in our lives.
|Borrower's Other Listings|
|412507||Debt Consolidation & Home Improvement||A||$7,500 @ 20%||Oct 12, 2008||Withdrawn|
|413622||Debt Consolidation & Home Improvement||A||$7,500 @ 21%||Oct 14, 2008||Cancelled|