Paying off part of my credit card

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Listing Information
Amount: $3,000.00 Status: Loan created
Grade: C DTI: 18%
Lender Rate: 17% Borrower: paulrc
Time Left: Finished State: CT
Funded: 100% Group: Apple User Group
Loan Information
Loan Status: Paid Origination Date: 2010-03-17 EricsCC ROI: 16%
Status History
Mar 16, 2010 Current
Dec 15, 2010 Payoff in progress
Dec 31, 2010 Paid
Purpose of loan:
This loan will be used to pay off my First Financial Bank USA credit card

My financial situation:
I am a good candidate for this loan because I have a steady job with a Software company in Connecticut. I got married in July of last year, and we pretty much put all of those expenses on my card. When the credit card laws were passed, the bank raised my interest rate to a whopping 24% for no reason whatsoever. Now I just want to pay it off as fast as I can. My credit rating is C, because when I moved to CT to start my job, I owned pretty much nothing and had to take out a bunch of loans and cards to buy furniture, appliances and a car. But be assured that we are not at all living beyond our means, and I will be able to pay back this loan. I have never been late on anything in my life.

Monthly net income: $4100 (myself) + $1000-$1200 (my wife - babysitting)

Monthly expenses: $4648
  Housing: $1400
  Insurance: $181
  Car expenses: $413
  Utilities: $150
Gym membership: $42
  Phone, cable, internet: $150
  Food, entertainment: $500
  Clothing, household expenses $100
  Credit cards and other loans: $322 student loans + $190 my other credit card + $900 my current monthly payment for the First Financial Bank USA card (can fluctuate) = ~$1412
My wife's community college: $300
Borrower's Other Listings
385271 Paying off part of my credit card C $7,500 @ 24% Feb 25, 2010 Expired

 

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