Eric's Credit Community

Greetings.  I am a young professional and home owner with good values and good credit.  I currently reside in Syracuse, New York.  I am in need of a loan to consolidate a few high interest credit cards into one, lower payment.  By doing this I would be able to get out of debt sooner than without the loan and improve my credit score.

I need to clear up my debt and improve my credit score as soon as possible because I am applying for a government job overseas.  The position requires a security investigation to ensure that the candidate can obtain the required security clearance.  It is crucial to have a good credit score in order for me to even be considered for the aforementioned position.  Obtaining this position is very important to me because it is what I have always dreamed of doing.  I would be serving our country and promoting important U.S. interests abroad.

I am currently employed as a full time professional making a great income.  I also own my own home.  I have a solid credit history and always pay my bills on time.  I have no interest in taking on any new debt, as I am trying to improve my credit score, and will have no problem making timely monthly payments on the loan.  I intend to try to pay off all my debts, including the loan, as soon as I am able to.

Please know that as far as the interest rate is concerned, I can't go any higher than the 15% maximum listed, as an interest rate higher than that on a loan of this amount is not allowed in New York State.

I thank you so much for your time and consideration and would appreciate any help you can give me.