Eric's Credit Community

New Hampshire's minimum loan rate is $10001, so I must ask for at least this amount. Thank you so much in advance for your consideration of my loan request.

I am trying to get myself back on track. I recently moved back to New Hampshire after a little over a year in Mississippi teaching school. I've pretty much been spinning my wheels financially for years and am trying to get out of that. I currently work full time as a Ramp Supervisor for a major airline (one of the few making a profit). My base salary without overtime is $27000 at the airline. Due to weather and late flights, I see at least 10 hours of overtime every pay period. I get paid twice a month. I also work another 30 hours a week in a part-time retail position with a major department store. The part-time position pays me about $200 a week. My truck, a 2001 Dodge Ram 1500 is $1200 from being paid off, and now has a blown motor which is going to cost about $3500 to fix. I recently put a little over $1270 into tires and brakes for it. It is the first completely new vehicle I have ever owned, so I would like to keep it. I am currently renting a car for $185-$200 a week, depending on the rate I get from the rental companies. Getting the truck fixed and out of the rental car will surely help my bottom line.

I also need to complete my move to New Hampshire, as my furniture and my cat are still in Mississippi. I really miss her and want to get her up here. I am currently living in a friend's basement for $300 a month, but I need to get my own place. The  moving truck should cost me $1800 to move up here. It is a little high due to the season I am moving. Fall and Winter are expensive times to move trucks from South to North. I will need another $1200 for expenses to move. I am figuring that I need approximately $3000 for deposits and utilities on a place to live. Rent should cost me between $500-600 a month. I also want to pay down some of my other debts, which are slowly but surely coming into line now with regular payments.

I know that my past credit isn't good at all, and I have had problems in the past, but I am trying to make a fresh start with everything. I have looked at my credit and five of my items are medical bills and seven of them are credit card bills. The payment amount is a payment that will be comfortable for me to pay, even while paying off my other bills.  

Please feel free to contact me if you have any questions about me at all. I will be happy to answer anything. Thanks so much for considering helping me! I am truly grateful for your thoughts!