Eliminating credit card debt
| Listing Information | |||
|---|---|---|---|
| Amount: | $6,500.00 | Status: | Loan created |
| Grade: | A | DTI: | 27% |
| Lender Rate: | 19% | Borrower: | credit-spartan2 |
| Finished | State: | IL | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Paid | Origination Date: | 2010-04-01 | EricsCC ROI: | 18% |
| Status History | |
|---|---|
| Apr 01, 2010 | Current |
| Sep 17, 2010 | Payoff in progress |
| Sep 23, 2010 | Paid |
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Purpose of loan: I plan to use this loan to consolidate and eliminate my credit card debt, the bulk of which I accrued just after college while doing missionary work (of the largely non-lucrative sort). I want to get out from under this financial burden so that I can begin saving more and put myself in a much better position to someday start a family. My financial situation: Thankfully, I enjoy stable employment and manageable monthly expenses: I take home about $2100/mo; my housing is about as inexpensive as can be found in the area (I share a house so my rent is $180/mo); I spend under $100/mo on utilities; I don't splurge on unnecessary travel or luxuries; and I drive a modest car for which I pay about $220/mo (I take good care of it and plan to keep it until it falls apart). |
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