No Risk! Third Prosper Loan

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Listing Information
Amount: $16,000.00 Status: Loan created
Grade: A DTI: 24%
Lender Rate: 15% Borrower: wallstalking
Time Left: Finished State: GA
Funded: 100% Group: (No Group)
Loan Information
Loan Status: Paid Origination Date: 2010-01-14 EricsCC ROI: 14%
Status History
Jan 14, 2010 Current
Mar 12, 2012 Payoff in progress
Mar 17, 2012 Paid
Purpose of loan:
This loan will be used to…invest in other opportunities. I am currently a lender on Prosper, but I am looking at a variety of investment opportunities. I feel that I am able to find greater rate of returns than the interest rate that will be applied to the loan in areas such as investment properties, ETFs, etc.  Obviously, regardless of my return I will not have a problem repaying the loan.

Other Prosper loans:
I have had two Prosper loans since becoming a borrower totaling $30,000, both of which have been completely repaid in a shorter time than scheduled.

My financial situation:
I am a good candidate for this loan because…I have been and will continue to be a great Prosper borrower. I currently make 95K a year and my expenses are limited.

Take home after taxes: $5200/month
Utilities: $125/Month
Rent: $700/Month
Phone: $120/Month
Cable: $95/Month
Car: no payment
Insurance: $120/Month
First Prosper Loan: $580/Month
Total Expenses: $1740/Month


Let me know if you have any questions.  Thanks.
Borrower's Other Listings
264154 Looking for working capital A $25,000 @ 15% Jan 12, 2008 Withdrawn
264181 Looking for working capital A $20,000 @ 15% Jan 12, 2008 Withdrawn
264195 Looking for working capital A $20,000 @ 18% Jan 12, 2008 Withdrawn
264211 Looking for working capital A $20,000 @ 14% Jan 12, 2008 Withdrawn
264220 Looking for working capital A $17,000 @ 14% Jan 12, 2008 Loan created
372032 Looking for investment capital A $13,300 @ 9% Jul 23, 2008 Withdrawn
372042 Looking for investment capital A $13,300 @ 9% Jul 23, 2008 Withdrawn
372048 Looking for investment capital A $13,300 @ 9% Jul 23, 2008 Withdrawn
372214 Looking for investment capital A $13,300 @ 10% Jul 23, 2008 Withdrawn
375278 Second Prosper Loan; No Risk! A $13,300 @ 14% Jul 30, 2008 Withdrawn
378553 No Risk! Second Prosper Loan A $13,000 @ 12% Aug 05, 2008 Loan created
439719 No Risk! Third Prosper Loan A $24,000 @ 12% Dec 24, 2009 Withdrawn
440044 No Risk! Third Prosper Loan A $24,000 @ 12% Dec 28, 2009 Withdrawn
440509 No Risk! Third Prosper Loan A $22,000 @ 32% Dec 30, 2009 Withdrawn
440436 No Risk! Third Prosper Loan A $24,000 @ 32% Dec 31, 2009 Withdrawn
468243 NO RISK - 4th Prosper Loan! B $12,000 @ 15% Jul 26, 2010 Withdrawn
469047 NO RISK - 4th Prosper Loan! A $10,000 @ 11% Jul 29, 2010 Loan created

 

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