Eric's Credit Community

Hello,

I am trying prosper again, I work in sales and make around 25000.00 to 30000.00 a year, I take home about 1600.00 to 1700.00 a month, my current bills are as follow's:

Rent 600 (just upgraded my area) a month
Food 250.00 a month
Car 100.00 a month
Gas 75.00 a month
Internet 150.00 a month
Misc expenses 150.00-250.00 a month

I am able to put some away every month, I really do not want to touch that just let it save just in case, My credit report shows me as a D my experian score is 635 last time I checked., my delinquent account is with capital one for 1177.00 which I would pay in full if the prosper loan get's funded. My state minimum loan is 6001.00 and the interest rate is capped at 22% or else I would ask for less money and a higher rate., My main purpose of getting the prosper loan is to payoff my capital one in full and to try and start rebuilding my credit., Thank you for your time.