Loan consildation and FSA expense
| Listing Information | |||
|---|---|---|---|
| Amount: | $15,000.00 | Status: | Loan created |
| Grade: | AA | DTI: | 25% |
| Lender Rate: | 12% | Borrower: | peaceful-cash5 |
| Finished | State: | IL | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Paid | Origination Date: | 2009-12-17 | EricsCC ROI: | 11% |
| Status History | |
|---|---|
| Dec 17, 2009 | Current |
| Jan 09, 2013 | Paid |
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Purpose of loan: This loan will be used to consolidate and close a few credit cards with higher interest rates. The secondary purpose will be to provide one final payment this year to our child's daycare so we can claim the remaining balance on our Dependent Care Flexible Spending Account. Any additional funds will be reinvested into Prosper. My financial situation: I am a good candidate for this loan because we are finacially responsible and I cannot recall the last time I had a delinquency on any account. In the past 6 months our financial situation has improved tremendously. To answer the obvious question on my short work history at my current position... I was laid off from my previous position. Both my wife and I attained jobs that were promotions for both of us; however, it required a move halfway across the country, generating some of the credit debt we will be paying off with this loan. We have a household income of $150K. |
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