Eric's Credit Community

Purpose of loan:
This loan will be used to pay off high interest rate credit cards and medical bills that have followed me through my medical residency.  I applied for a Prosper loan in the past and have used that to improve my credit and consolidate loans that were the results of a messy divorce.  My former spouse used financial manipulation and theft to damage my credit and destroy my savings which is how I got into trouble financially.

Note: current delinquency $33 is from a cable box my ex did not return.

My financial situation:
I am a great candidate for this loan because I have a current position as a licensed physician and a signed contract for the next three years. I am a hard working physician and put myself through college, medical school and residency training.  I had to apply for loans to help pay for medical school, which is one of the reasons my debt burden is so high. I will also work a 2nd job at $100/hr in urgent care. I am an intelligent, responsible and caring person who finds myself is working dilligently to improve my temporary financial situation. Thanks for considering helping me! Please also consider loans at a lower interest rate (10%?) reflective of my situation and no-risk profile!!!

Monthly net income: $ 6772.84 (not including moonlighting in urgent care)

Monthly expenses:  
  Housing: $1000
  Insurance: $100
  Car expenses: $450
  Utilities: $175
  Phone & internet: $100 (don't have a TV)
  Food, entertainment: $100 (many meals available at work) 
  Clothing, household expenses $100
  Credit cards and other loans: $1782.63, includes student loans
  Other expenses: 100 petty cash expenses.