Lower rate for a better future
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|Loan Status:||Paid||Origination Date:||2009-09-02||EricsCC ROI:||15%|
|Sep 05, 2009||Current|
|Mar 15, 2011||Payoff in progress|
|Mar 22, 2011||Paid|
Purpose of loan:
This loan will be used to pay off a higher rate personal loan that was taken out back when my credit was not as stellar (2+ years ago).
My financial situation:
As it currently stands, I am in a great financial position. As you can probably determine from my credit score, I am excellent with my credit and seek to repay whatever balances I have outstanding. You may also notice that I've had a previous loan with Prosper which was paid in full ~ 2 years ago as well. I love the prosper community and what it has to offer the little guy, which is why I'm back and looking to build an even better future for myself with the help of the community.
As a post college - grad, still looking to pay down that big bill, one of my biggest debt pools lies with my school loans. The loans are in repayment and currently account for $400 of my monthly take home pay. The other large loan is the high rate personal loan which was taken out 2 years ago - $480 (This is the one I am hoping to pay off for a better rate). However, add those loan amounts in to my rent ($1400), utilities - Including cell phone and cable ($180), small credit card bill ($200), and you will quickly see that it comes no where close to my current amount of take home pay ~($4k).
Thanks to Prosper I was able to better myself in the past, hopefully we can make history all over again.
Thanks for stopping by and here's to happy bidding. :-)
|Borrower's Other Listings|
|92098||Debt Consolidation and Business Funding||D||$8,000 @ 20%||Feb 02, 2007||Withdrawn|
|94979||Debt Consolidation and Business Funding||D||$8,000 @ 22%||Feb 07, 2007||Expired|
|101841||Debt Consolidation and Business Funding||C||$6,001 @ 16%||Feb 20, 2007||Loan created|