new desktop and laptop computer
| Listing Information | |||
|---|---|---|---|
| Amount: | $6,001.00 | Status: | Loan created |
| Grade: | AA | DTI: | 2% |
| Lender Rate: | 8% | Borrower: | FinancialMathematician |
| Finished | State: | MA | |
| Funded: | 100% | Group: | AA Superior Funding |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2006-04-11 | EricsCC ROI: | 4% |
| Status History | |
|---|---|
| Jul 12, 2006 | Current |
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Greetings: I intend to use the proceeds of this loan to purchase a new desktop and new laptop computer. The computers will be employed for both business and personal use. If there's any extra money left over, I'll use it to make Prosper loans. The probability of me missing a payment or defaulting on this loan is vanishingly small, in my opinion. My background: three bachelor's degrees (history, financial economics, and mathematics), a master's degree in mathematics, and I'm working on a Ph.D. in mathematics at Boston University. I also run a modest business (a small hedge fund). The computers will be used for both business/personal use. Facts about my credit activities: (1) I pay my credit card bills on time, every month; (2) I have no student loans; (3) I have no mortgage payment (I'm a renter); (4) I have no automobile loans (I live in Boston and ride my bike and walk); and (4) my income comes from at least three independent sources (a graduate teaching stipend/occasional tutoring, and my interests in two unrelated business ventures). I have in excess of $500,000 liquid available to support this loan, but historically I've deployed this capital at a higher rate of return than the 9% (or better) I'm asking for on this loan. Thanks for your interest in my loan listing. -J. |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 2166 | Loan to me and let me work the spread | AA | $6,001 @ 7% | Mar 16, 2006 | Expired |
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