p2p lending at lending club
Paying off ALL credit cards
Homeownership Verified

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Listing Information
Amount: $18,900.00 Status: Withdrawn
Grade: C DTI: 38%
Lender Rate: 14% Borrower: Jaucon
Time Left: Finished State: FL
Funded: 0% Group: (No Group)
Purpose of loan:
Pay my credit card whose rate recently increased.  

My financial situation:
I am a good candidate for this loan because…I make lots of money, I am a Licensed RN level 2.  I always pay my bills timely.  I am upwardly mobile --I recently got a merit raise and last year made RN level 2, I am receiving additional supervisory training to be a "Preceptor" (this is a nurse that trains another nurse)--  this means more money in the very near future, I am also in school preparing for a nurse anasthetist degree and subsequent license... In all likelihood I expect my houshold income to increase by 10% a year throughout the loan period as a result of the above and, I expect my expenses to decrease by as much as  $300 a month due in part to this consolidation loan.

I have a previous loan with prosper and always paid timely no problems.

Monthly net income: $ 4600

Monthly expenses: $
  Housing: $ 420
  Insurance: $100
  Car expenses: $ 50
  Utilities: $ 150
  Phone, cable, internet: $ 80
  Food, entertainment: $ 500
  Clothing, household expenses $ 100
  Credit cards and other loans: $ 900
  Other expenses: $
Borrower's Other Listings
102007 Consolidation Loan C $9,500 @ 17% Feb 21, 2007 Withdrawn
102022 LOAN CONSOLIDATION C $8,800 @ 17% Feb 21, 2007 Withdrawn
102025 LOAN CONSOLIDATION C $8,200 @ 17% Feb 21, 2007 Withdrawn
103246 CONSOLIDATION LOAN C $3,800 @ 12% Feb 25, 2007 Loan created
410880 Paying off Credit Card C $8,900 @ 16% Oct 09, 2008 Expired

 

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