Early payback with tax refund 3/01/09
| Listing Information | |||
|---|---|---|---|
| Amount: | $1,500.00 | Status: | Loan created |
| Grade: | HR | DTI: | 25% |
| Lender Rate: | 35% | Borrower: | compassion-maverick |
| Finished | State: | MN | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2008-10-09 | EricsCC ROI: | 34% |
| Status History | |
|---|---|
| Oct 09, 2008 | Current |
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Purpose of loan: This loan will be used to make up the deficit created by the incredibly high price of gasoline these past few months. When my Honda Insight was almost totaled by a driver running a stop sign, I lost my ability to efficiently serve rural families. Although my Honda CR-V gets respectable mileage and is needed to transport babies and/or more than 1 person, it is less than half the 50-60 MPG's of the Insight. My financial situation: I am a good candidate for this loan because I will be able to pay back this loan with my tax refund in February which should be $4,000 to $5,000 or more. I do not get paid mileage, so mileage is deducted as a business expense. My mileage last year was 70,000 miles. Monthly net income: $ 3,000 - $5,000 plus - depends on my case load, currently around $5,000 - was $3000 June/July Monthly expenses: $ 3,000 Housing: $ 300 was $500. Will be dropping this today in light of the times. Insurance: $ 180 (house and auto) Car expenses: $ 1300 ($500 payment plus gas for family services) Utilities: $60 - 80 electric/10-150 natural gas/50 water/sewer/garbage Phone, cable, internet: $60(land phone and internet) $57(cell phone, just changed which drops it from 80-100/month)No cable Food, entertainment: $200 Clothing, household expenses $ Credit cards and other loans: $ No credit cards/ $239 Student Loan AES/ 160 Home Equity/300 Consumer Loan am lowering payments temporarily. Other expenses: $ 1800 back bill to local gas station/1200 cleaning up credit |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 396490 | Subsidizing family service in IA. while improving my credit! | HR | $3,000 @ 20% | Sep 11, 2008 | Expired |
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