p2p lending at lending club
Looking to consolidate loans

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Listing Information
Amount: $1,200.00 Status: Loan created
Grade: D DTI: 4%
Lender Rate: 25% Borrower: peanut07
Time Left: Finished State: NC
Funded: 100% Group: (No Group)
Loan Information
Loan Status: Current Origination Date: 2008-10-09 EricsCC ROI: 24%
Status History
Oct 09, 2008 Current
Purpose of loan:
This loan will be used to… Pay off loans to get a better payment amount.

My financial situation:
I am a good candidate for this loan because I'm a hard worker and I have a stable job at this time.  At this time I'm not behind in any payments and I 'm trying to rebuild my credit.  I had co-signed and signed some loans for a family member and they could not pay them back so that is why my credit got deliquent. I have since paid most of those off.  I do take the responsibility of paying back debt with the upmost regard and respect.  Had I not I would have filed bankrupcy but instead I choose to take care of the debt even though it was not actually mine but in a way it was mine because I took the chance and signed for the loans.

Monthly net income: $ 3680.00

Monthly expenses: $
  Housing: $ 655.00
  Insurance: $ 150.00
  Car expenses: $ 460.00
  Utilities: $ 150.00
  Phone, cable, internet: $ 150.00 
  Food, entertainment: $ 500.00
  Clothing, household expenses $0.00
  Credit cards and other loans: $ 603.00
  Other expenses: $
Borrower's Other Listings
37696 help HR $2,000 @ 15% Sep 08, 2006 Expired
392879 Paying off high interest loans D $6,000 @ 35% Sep 04, 2008 Expired
398440 Looking to consolidate two loans D $2,000 @ 32% Sep 15, 2008 Expired
402842 Looking to consolidate loans D $1,000 @ 32% Sep 23, 2008 Expired

 

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