p2p lending at lending club
Pay off credit cards
Homeownership Verified

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Listing Information
Amount: $15,000.00 Status: Loan created
Grade: B DTI: 26%
Lender Rate: 23% Borrower: jetscore
Time Left: Finished State: CA
Funded: 100% Group: (No Group)
Loan Information
Loan Status: Current Origination Date: 2008-10-16 EricsCC ROI: 22%
Status History
Oct 15, 2008 Current
Purpose of loan:
This loan will be used to pay down the debt from all current revolving credit cards so I can pay all my bills into one bill. I am a teacher serving underprivileged children in a popular suburban community in Los Angeles county. With the recent budget crunch affecting teachers, it's really hard to get a decent loan with a good APR. Often times, I use part of my paycheck to pay for much needed school supplies that districts have stopped paying for. So it's up to me sometimes to make sure my students get supplies to help with lessons, etc.

My financial situation:
I am a good candidate for this loan because I give back to my community in more ways than being a teacher. I serve local community organizations and churches within my area by giving my time and the little money I have to buy food and other necessities to those in need. But times are getting hard for me too and I would like to clump all my bills together so I can have a little more money left for myself and to continue to help those I am involved with. I have a decent credit rating but I do NOT have any late payments on any credit cards or even utility bills.

Monthly net income: $ 7,100

Monthly expenses: $
  Housing: $ 2,200 with escrow
  Insurance: $ 220
  Car expenses: $ 200
  Utilities: $ 100
  Phone, cable, internet: $ 100
  Food, entertainment: $ 500
  Clothing, household expenses $ 100
  Credit cards and other loans: $ 1,200
 
Borrower's Other Listings
402686 Pay off credit cards B $15,000 @ 35% Sep 22, 2008 Withdrawn
402689 Pay off credit cards B $20,000 @ 20% Sep 23, 2008 Expired

 

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