Pay off credit cards

| Listing Information | |||
|---|---|---|---|
| Amount: | $15,000.00 | Status: | Loan created |
| Grade: | B | DTI: | 26% |
| Lender Rate: | 23% | Borrower: | jetscore |
| Finished | State: | CA | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2008-10-16 | EricsCC ROI: | 22% |
| Status History | |
|---|---|
| Oct 15, 2008 | Current |
|
Purpose of loan: This loan will be used to pay down the debt from all current revolving credit cards so I can pay all my bills into one bill. I am a teacher serving underprivileged children in a popular suburban community in Los Angeles county. With the recent budget crunch affecting teachers, it's really hard to get a decent loan with a good APR. Often times, I use part of my paycheck to pay for much needed school supplies that districts have stopped paying for. So it's up to me sometimes to make sure my students get supplies to help with lessons, etc. My financial situation: I am a good candidate for this loan because I give back to my community in more ways than being a teacher. I serve local community organizations and churches within my area by giving my time and the little money I have to buy food and other necessities to those in need. But times are getting hard for me too and I would like to clump all my bills together so I can have a little more money left for myself and to continue to help those I am involved with. I have a decent credit rating but I do NOT have any late payments on any credit cards or even utility bills. Monthly net income: $ 7,100 Monthly expenses: $ Housing: $ 2,200 with escrow Insurance: $ 220 Car expenses: $ 200 Utilities: $ 100 Phone, cable, internet: $ 100 Food, entertainment: $ 500 Clothing, household expenses $ 100 Credit cards and other loans: $ 1,200 |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 402686 | Pay off credit cards | B | $15,000 @ 35% | Sep 22, 2008 | Withdrawn |
| 402689 | Pay off credit cards | B | $20,000 @ 20% | Sep 23, 2008 | Expired |
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