Consolidating small debts
| Listing Information | |||
|---|---|---|---|
| Amount: | $5,000.00 | Status: | Loan created |
| Grade: | C | DTI: | 22% |
| Lender Rate: | 20% | Borrower: | steph_k08 |
| Finished | State: | AR | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2008-10-07 | EricsCC ROI: | 19% |
| Status History | |
|---|---|
| Oct 07, 2008 | Current |
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Purpose of loan: This loan will be used to consolidate several smaller debts into one lower monthly payment. My financial situation: I am a good candidate for this loan because I have a steady job with a solid income. I am working diligently to improve my credit score which was damaged as a result of my divorce several years ago. I am a single mother with two small children, and my goal is to have clean credit (and no debt other than my home!) within the next 2 years. I have made substantial progress toward this goal, but this loan would help me consolidate and pay off some smaller debts more quickly. Monthly net income: $ 5772 Monthly expenses: $ 4368.06 Housing: $ 1271 Insurance: $ 50.08 Car expenses: $ 661.98 Utilities: $ 150 Phone, cable, internet: $ 140 Food, entertainment: $ 500 Clothing, household expenses $ 500 Credit cards and other loans: $ 655 Other expenses: $ 440 |
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