*Re-Listing* Pay Credit Card with HIGH Interest Rate
| Listing Information | |||
|---|---|---|---|
| Amount: | $9,500.00 | Status: | Loan created |
| Grade: | AA | DTI: | 13% |
| Lender Rate: | 15% | Borrower: | Jespere |
| Finished | State: | IN | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2008-10-06 | EricsCC ROI: | 14% |
| Status History | |
|---|---|
| Oct 03, 2008 | Current |
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Purpose of loan: I'm relisting for a lower loan amount. I had hoped to consolidate two cards into one payment but only one of the cards has an outrageous (29%) interest rate. If I can pay that off, that will allow me to pay the remaining debt down faster. While this would be a three year loan, I hope to be able to pay it off in 24-30 months. My financial situation: I am a good candidate for this loan because I have a very good job working for the same employer for almost 20 years. I've carefully budgeted my expenses vs. my income and have a little bit of savings for emergencies. Saving $50 or more per month in interest expenses will go a long way towards getting completely out of debt. My profile has a bit more information. While my listing says I have one deliquency, I can tell you that I don't - I am current on all my payments. Monthly net income: $ 3850 Monthly expenses: $ 3850 Housing: $ 1200 Insurance: $ 150 Car expenses: $ 290 + $250 fuel Utilities: $ 350 Phone, cable, internet: $ 110 Food, entertainment: $ 300 Clothing, household expenses $ 150 Credit cards : $ 1000 Other expenses: $ 50 - 529 college fund for grandsons |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 401507 | Getting my life back under control | AA | $24,844 @ 18% | Sep 20, 2008 | Withdrawn |
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