p2p lending at lending club
Trying to Publish First Book

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Listing Information
Amount: $3,000.00 Status: Loan created
Grade: HR DTI: 22%
Lender Rate: 33% Borrower: bookauthor4
Time Left: Finished State: AL
Funded: 100% Group: (No Group)
Loan Information
Loan Status: Current Origination Date: 2008-10-03 EricsCC ROI: 32%
Status History
Oct 03, 2008 Current
Purpose of loan:  THIS LOAN WILL BE REPAID BY AUTOMATIC DEBIT FROM MY CHECKING ACCOUNT!!!
This loan will be used to…Publish First childrens book. "The Purple Fuzzballs"
My financial situation:
My credit score is low because my credit history just got started within the last couple of years. I have financed 2 vehicles with excellent payment history. I also have a couple of credit cards which I pay on time, its just that my credit is new and it is only a matter of time before my score increases. YOU WERE WHERE I AM NOW ONCE! Remember how hard it was to get a loan! This is the only chance of getting the money to publish the book! I am a good candidate for this loan because… I work hard to support both of my two small children, and pay my bills on time. With two small children it is hard to come up with this much cash at once. Because this is the first book from an unknown author, it requires a small start up cost of $3,985 this includes the cost of illustrations. The publishing company is paying $20,000 and I have $985.00, but need $3,000.00 by Oct 13, or the contract with the publishing company expires. If the book sells 5000 copies the start up money is refunded and the publishing company pays for full production. However, it is more of becoming a published author then the actual sales, that is just an added amenity. Please help this dream come true. I am a Christian woman and this loan will be repaid!

THIS LOAN WILL BE REPAID BY AUTOMATIC DEBIT FROM MY CHECKING ACCOUNT!!!!!

Monthly net income: $ 4300    


Monthly expenses: $
  Housing: $ 586
  Insurance: $250
  Car expenses: $ 458
  Utilities: $ 150
  Phone, cable, internet: $ 80
  Food, entertainment: $ 1200
  Clothing, household expenses $ 300
  Credit cards and other loans: $ 150
  Other expenses: $ 100    
Borrower's Other Listings
401222 Trying to Publish My Book HR $3,000 @ 35% Sep 19, 2008 Withdrawn
401627 Trying to Publish My Book HR $3,000 @ 35% Sep 20, 2008 Withdrawn
401645 Trying to Publish First Book HR $3,000 @ 35% Sep 20, 2008 Withdrawn

 

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