p2p lending at lending club
Paying off two loans

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Listing Information
Amount: $1,000.00 Status: Loan created
Grade: HR DTI: 17%
Lender Rate: 35% Borrower: funds-fluffy-bunny
Time Left: Finished State: TN
Funded: 100% Group: (No Group)
Loan Information
Loan Status: Current Origination Date: 2008-10-03 EricsCC ROI: 34%
Status History
Oct 03, 2008 Current
Purpose of loan:
This loan will be used to…
Pay off two payday loans.  One is for $500 and has a rewrite fee of $300/month and the other is for $300 and has a rewrite fee of $180.  Live and learn from mistakes.  Can afford a small monthly loan but certainly not these fees.
My financial situation:
I am a good candidate for this loan because…
I am a trustworthy individual with a good paying job. I am just trying to get out from under these payday loans.  I have about $325 dollar a month disposable income after everything is payed.  Things are a little tight, but with discipline it all works out.  Any questions or comments please do ask. 
Monthly net income: $ 2,100

Monthly expenses: $
  Housing: $ 755
  Insurance: $ 85
  Car expenses: $ 335
  Utilities: $ 100
  Phone, cable, internet: $ 75
  Food, entertainment: $ 200
  Clothing, household expenses $ 25
  Credit cards and other loans: $ 100
  Other expenses: $ 100
Total  Expenses $1,775   Leftover between net income and expenses $2,100 -  $1,775=  $325
Borrower's Other Listings
395343 Paying off my credit cards HR $2,000 @ 35% Sep 09, 2008 Withdrawn
399152 Paying off two loans HR $1,000 @ 35% Sep 16, 2008 Withdrawn
399857 Paying off two loans HR $1,000 @ 35% Sep 17, 2008 Withdrawn
403317 Paying off two loans HR $2,000 @ 35% Sep 24, 2008 Withdrawn

 

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