Wanting to be debt free
| Listing Information | |||
|---|---|---|---|
| Amount: | $15,000.00 | Status: | Loan created |
| Grade: | C | DTI: | 37% |
| Lender Rate: | 33% | Borrower: | neka622 |
| Finished | State: | GA | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2008-10-07 | EricsCC ROI: | 32% |
| Status History | |
|---|---|
| Oct 06, 2008 | Current |
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Purpose of loan: This loan will be used to get rid of all my high interest loans and credit cards, I currently pay $753.44 on a monthly basis paying just the monthly payments and my debt doesn't go down. I would like to get out of debt faster. My financial situation: I am a good candidate for this loan because I have worked at the same company for 11 years and I can admit after growing up and purchasing a home I have become more responsible on paying my bills on time and trying to get rid of them. I did have some late payments on my credit card, due to I had changed to a lower paying job in order to take care of my mother and relocate in order to be by her side. I'm current in all my bills and trying to get out of debt as soon as possible with a little help. Monthly net income: $ 2,400.00 Monthly expenses: $ Housing: $ 892.00 Insurance: $ 92.00 Car expenses: $ 0 have company car. Utilities: $ 65.00 Phone, cable, internet: $ 100.00 Food, entertainment: $ 50.00 Clothing, household expenses $ Credit cards and other loans: $ Visa: $72.00 Wellsfargo: $156.00 Dell: $34.00 Jcpenny: $52.00 Auto Loan: $286.44 MC: $118.00 Amex: $20.00 Sam's $15.00 Balance on Debt: Visa: $1,366.14 @ 11.9% Wellsfargo: $4,856.77 @ 11.9% Dell: $1,102.01@28.99% Jcpenny: $1,057.58@26.99% Auto Loan: $5446.23 @20.74 MC: $4,330.52@19.9% Amex: $992.16@14.99% Sam's $263.22 @19.90. These are all my credit cards and Loans with this loan I will be able to pay the majority off and I have one payment. |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 384785 | Pay off debt and Pay one person. | C | $7,500 @ 35% | Aug 18, 2008 | Withdrawn |
| 384815 | Pay off High Interest CC and Loans | C | $7,500 @ 35% | Aug 18, 2008 | Expired |
| 388265 | 2nd Post: Need 2 Pay off My Credit Cards and Loans | C | $7,000 @ 35% | Aug 25, 2008 | Expired |
| 391553 | 3rd Post: Need 2 Pay off My Credit Cards and Loans | C | $7,000 @ 35% | Sep 02, 2008 | Withdrawn |
| 393969 | Need a little help to pay off bills 4 a fresh start! | C | $5,500 @ 35% | Sep 06, 2008 | Expired |
| 399762 | Need a little help to pay off bills 4 a fresh start! | C | $3,500 @ 30% | Sep 17, 2008 | Expired |
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