p2p lending at lending club
READY TO DO WHAT IS NEEDED

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Listing Information
Amount: $3,000.00 Status: Loan created
Grade: E DTI: 9%
Lender Rate: 35% Borrower: BonnieLass7262
Time Left: Finished State: OH
Funded: 100% Group: (No Group)
Loan Information
Loan Status: Current Origination Date: 2008-10-03 EricsCC ROI: 34%
Status History
Oct 03, 2008 Current
Purpose of loan:
This loan will be used to… effectively give me the initial cushion to pay off the smaller debts and make advancements on the remaining financial obligations in manageable amounts and payback time.  Please, Mr. and Ms. Prosper Lenders - help me to open the door to the next stage of my life without the daily sickening burden of worrying about keeping myself afloat financially.   I have laid out the stepping stones of how to achieve that, but just need the initial funds to get to that first step.  Having suffered a devastating divorce, I am trying to bounce back.  I work 2 jobs 5 days a week and am constantly alert for an opportunity to move into a position which would allow me to assert my skills at a better compensatory rate.  I want this financial burden GONE so that I may breathe easier into my tomorrows, and am willing to work hard and long to get there.  My work attendance has always been excellent and I take pride in my reliability!

Both of my daughters work while pursuing degrees.  As a family, we have sat and discussed the direness of commiting to sacrifice and compromise to reach a level of financial stability.  They each share in funding the general necessities of the home (utilities, food) and in so doing will allow the availability of my funds to pay down and eliminate this smothering debt.  

Thank you to all for your review and consideration!

My financial situation:
I am a good candidate for this loan because… I am diligent and tenacious.  I pursue this request as a means to an end.  DEBT - "BE GONE"  It is not conducive to a healthy living.   Credit score = 603 and I wish to see that number rise with each payoff.  #1 PERSONAL GOAL!!! 



Monthly net income: $ 2413

Monthly expenses: $
  Housing: $ 695
  Insurance: $ 75 (car)
  Car expenses: $ 346 (gas alone), 225 (car payment)
  Utilities: $ 120 (gas/electric)
  Phone, cable, internet: $ 149
  Food, entertainment: $ barely any
  Clothing, household expenses $ Nothing but ABSOLUTE necessity
  Credit cards and other loans: $ 644
  Other expenses: $ 40 (one year remaining gym contracted membership - *my healthy ME treat), 75 - storage (moved from a home to a duplex, there was a need for a place to store "stuff"),
Borrower's Other Listings
393032 Paying off debts and reduce to one lower monthly payment E $12,000 @ 6% Sep 05, 2008 Withdrawn
394752 Paying off debts and reduce to one lower monthly payment E $12,000 @ 10% Sep 08, 2008 Withdrawn
395365 Paying off debts and reduce to one lower monthly payment E $12,000 @ 16% Sep 09, 2008 Withdrawn
397124 SERIOUSLY DETERMINED E $12,000 @ 35% Sep 12, 2008 Expired
401056 READY TO DO WHAT IS NEEDED E $7,000 @ 35% Sep 19, 2008 Withdrawn

 

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