College Expenses Are More Than We Thought!
| Listing Information | |||
|---|---|---|---|
| Amount: | $3,500.00 | Status: | Loan created |
| Grade: | D | DTI: | 20% |
| Lender Rate: | 28% | Borrower: | sphnx5 |
| Finished | State: | OH | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2008-10-03 | EricsCC ROI: | 28% |
| Status History | |
|---|---|
| Oct 02, 2008 | Current |
|
My Story: I want to thank all lenders for taking the time to review my situation and to make a bid. I am a single father with two children. My daughter just entered her freshman year of college at the University of North Carolina at Chapel Hill. My son just entered the eighth grade. I am college educated from The Ohio State University and have an MBA from the University of Phoenix. I'm currently working as a computer programmer for KeyBank in Cleveland, OH. I'm requesting this loan to help with some of my daughter's first-year college expenses. Additionally, I want to pay off 2-3 high rate credit cards and fund my advertising budget for my home based business. I have just recently become an independent travel agent for TraVerus Travel to obtain some additional income. My Credit Grade: Although I have a low credit score, it does not reflect my whole story. I have not had any delinquent accounts in over ten years. My low credit grade is due to a bankruptcy I filed back in 2003, which has since been discharged. This was necessary due to a divorce. Prior to the filing I had “A” credit. Since then, all of my accounts have been current, however I have high balances, which are close to their limits. My Budget: I currently have several sources of income. I make $70k/yr from my main job, $250/month from my home-based business, and I receive $1500/month from my family for mortgage expenses. I’m also currently looking for a part-time second job to supplement my income. My current income grosses me about $4300 a month. My monthly expenses are about $3600, which leaves me about $700 a month of expendable cash that can be applied to a new loan. Please consider funding this request. Sincerely, Proud Parent |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 387806 | Want to start over - Consoladate Credit First | D | $25,000 @ 35% | Aug 25, 2008 | Withdrawn |
| 390974 | College Expenses Are More Than We Thought! | D | $8,000 @ 25% | Aug 31, 2008 | Expired |
| 399374 | College Expenses Are More Than We Thought! | D | $8,000 @ 35% | Sep 16, 2008 | Expired |
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