p2p lending at lending club
No reason for me to Pay %18 on my Cap One card.

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Listing Information
Amount: $6,000.00 Status: Loan created
Grade: D DTI: 21%
Lender Rate: 16% Borrower: market-worker
Time Left: Finished State: IL
Funded: 100% Group: (No Group)
Loan Information
Loan Status: Current Origination Date: 2008-10-09 EricsCC ROI: 15%
Status History
Oct 08, 2008 Current
Purpose of loan:
I currently have an oustanding balance on my Capitol One card. I would like to take out a loan so that I am not adding to the credit card crisis the rest of the country is in.

My financial situation:
I am a good candidate for this loan because I have had the same job for ten years and I am not a risk. Additionally I have two roommates and my monthly expenses are low.

Monthly net income: $ 4500

Monthly expenses: $
  Housing: $ 600
  Insurance: $ 85
  Car expenses: $ 496
  Utilities: $ 100
  Phone, cable, internet: $ 50
  Food, entertainment: $ 400
  Clothing, household expenses $ 100
  Credit cards and other loans: $ 300
  Other expenses: $
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