Destroying the Plastic Death!
| Listing Information | |||
|---|---|---|---|
| Amount: | $2,600.00 | Status: | Loan created |
| Grade: | D | DTI: | 40% |
| Lender Rate: | 16% | Borrower: | smithdaddy83 |
| Finished | State: | TN | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2008-09-26 | EricsCC ROI: | 15% |
| Status History | |
|---|---|
| Sep 26, 2008 | Current |
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Purpose of loan: This loan will be used to get rid of some high interest credit cards. I got in over my head with card debt, most of it stemming from college expenses and books. I could not get any student loans or scholarships to go back to college because it had been 4 years since I graduated high school, and I didn't have the best academic history. My financial situation: I know the first thing you are wondering about when looking at my listing is why I have 3 dq's in the last 7 years, and I would like to explain. When I was 18 I moved into an apartment with my 2 best friends. I had all the utilities turned over to my name. After living together for 6 months, I moved out. I made the mistake of trusting my friends to make the payments, so I left everything in my name. Big Mistake! The electric, telephone, and cable were all turned over to collections because they did not pay them for 3 months. When I found out, I paid them and had them disconnected. Eversince, any and all cards, utilites, etc I have have been paid on time. I plan on doing the same with this loan, paying it on time every month for all 36 months. Monthly net income: $ 2000 Monthly expenses: $ Housing: $ 700 Insurance: company paid Car expenses: car and gas paid by employer Utilities: $ 200 Phone, cable, internet: $ 75 Food, entertainment: $350 Clothing, household expenses $ 100 Credit cards and other loans: $ 400 Other expenses: $ |
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