p2p lending at lending club
Empty Nesters Wise Up
Homeownership Verified

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Listing Information
Amount: $2,000.00 Status: Loan created
Grade: E DTI: 14%
Lender Rate: 23% Borrower: Cjones0365
Time Left: Finished State: WA
Funded: 100% Group: Sonic Lenders
Loan Information
Loan Status: Current Origination Date: 2006-09-20 EricsCC ROI: 16%
Status History
Sep 19, 2006 Current
Nov 04, 2007 Late
Nov 23, 2007 1 month late
Nov 27, 2007 Current

Last year, I bought a home in the country on a septic system. Soon after we began having issues with the system and the pipes. I had to fix it, but I had used savings for closing, appliances and a down payment on a truck. I turned to Payday loans, which I planned to pay-off quickly. Utility costs spiked, gas costs, and other unforeseen things kept me living check to check. Recently, w/ better financial planning, I've made progress.

Asking $2,000.00 to pay-off PDL?s.

Income: $3,030 Net
Current
Mort 742
Util 255
Car 280
Car Ins. 156
CC?s $100
Loan 90
Stdnt Loan 50
Misc. 100
Gas/Food 470
PDLs 610
Tot  2,753
Left 177

W/ PROSPER
Mort 742
Util 255
Car 280
Car Ins. 156
CC?s 100
Loan 90
Stdnt Loan 50
Misc. 100
Gas/Food 470
Prosper 100
Save 100
Tot  2,343
Left 587

DQ's:
Stdnt Loan: 1 payment but it reports as 2 delinquencies. Now current.
Med bills: I should be able to clear these in 2 or 3 payments after this loan.
PR?s ?
A BK in 1997
A j

Borrower's Other Listings
34801 Crisis Prevention E $5,200 @ 23% Aug 28, 2006 Withdrawn
35493 Holding on barely E $5,200 @ 23% Aug 30, 2006 Withdrawn
35901 Revised and Relisted E $3,100 @ 24% Aug 31, 2006 Withdrawn
36330 Empty Nesters Wise Up E $3,000 @ 24% Sep 03, 2006 Expired

 

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