Working My Way Out of Debt
| Listing Information | |||
|---|---|---|---|
| Amount: | $6,000.00 | Status: | Loan created |
| Grade: | C | DTI: | 12% |
| Lender Rate: | 17% | Borrower: | ologist552 |
| Finished | State: | GA | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2008-09-30 | EricsCC ROI: | 15% |
| Status History | |
|---|---|
| Sep 29, 2008 | Current |
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Purpose of loan: I intend to use this loan to pay off two high interest credit card debts (21% and 25%). My current monthly payments are roughly $200. Only a marginal amount is applied towards the principal. Reducing my interest rate and keeping my payments the same will speed this process. My financial situation: I am a good candidate for this loan because my income is sufficient to cover this monthly payment. My current DTI (gross) is 33%. Please help me continue this process of rebuilding credit and paying down debt. Monthly net income: $ 4720 Monthly expenses: $ Housing: $ 1219.00 Insurance: $ 55.00 Car expenses: $ 500.00 Utilities: $ 220 Phone, cable, internet: $ 155 Food, entertainment: $ 500 Clothing, household expenses $ Credit cards and other loans: $ 431 Other expenses: $ 240 |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 394426 | Working My Way Out of Debt | C | $6,000 @ 15% | Sep 09, 2008 | Expired |
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