Need to consolidate credit cards
| Listing Information | |||
|---|---|---|---|
| Amount: | $1,030.00 | Status: | Loan created |
| Grade: | E | DTI: | 27% |
| Lender Rate: | 24% | Borrower: | DNBouck |
| Finished | State: | CA | |
| Funded: | 100% | Group: | Debt Consolidation & Friends |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2008-10-09 | EricsCC ROI: | 23% |
| Status History | |
|---|---|
| Oct 08, 2008 | Current |
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Purpose of loan: Consolidate my credit card debt into one payment. I plan on getting a smaller loan first to show that I can pay back the loan on time and then getting a larger prosper loan. My financial situation: I am a good candidate for this loan because I have very stable employment (I have worked for the same company over 12 years) and have a good income. A teen at my church was abandoned by his parents and my husband and I took him in. We converted the attic into a bedroom for him creating some temporary extra expenses. However, we no longer have that extra expense. Monthly net income: $ 10,367.50 Monthly expenses: $ 6,095 Housing: $ 0 (husband pays the mortgage) Insurance: $ 1,500 Car expenses (pmts,gas,ins.): $ 1,050 Utilities: $ 260 Phone, cable, internet: $ 50 Food, entertainment: $ 1500 Clothing, household expenses $ 190 Credit cards and other loans: $ 1,500 Prosper loan: ~$45 |
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