p2p lending at lending club
Re List help me get back on Foot after Broken ankle
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Listing Information
Amount: $4,000.00 Status: Loan created
Grade: HR DTI: 18%
Lender Rate: 35% Borrower: goodgrl54
Time Left: Finished State: CA
Funded: 100% Group: BORROWERS - Free instant Listings - LARGEST GROUP
Loan Information
Loan Status: Current Origination Date: 2008-09-29 EricsCC ROI: 34%
Status History
Sep 27, 2008 Current
Purpose of loan: To get back on my feet!   This loan will pay off my one prosper loan balance of $1461.12, and pay off a high credit card that I had to use when I had broken ankle in 2 places and dislocated it in June and had surgery.  I find now that I maxed out that card while I was on disability I would like to repay them and have one payment , and pay off my other 2 small credit cards.  I relisted after much thinking and looking at things and found it would be better to ask for less.

 My financial situation: My bankcard utilization is high, because I was on disability for 2 ½ months, and paid doctors Co-payments with cards, and used them when needed to supplement my disability.  I was still responsible and was never late on any of my bills.  I am placing this at 35% interest I hope it will be bid, down, but payments even at that rate are still lower than the accounts separate.  For those who bid on my last one, bid again and you wont be disappointed !  : ) I am still better than the stock market!  

Monthly net income: $ $4,460.00 

Monthly expenses:
Housing: $1700.00 includes water  and it is a 30 year FIXED loan
Insurance: $700.00 every 6 months Condo/Car  
Car expenses: $00.00 giving my Escape to my son, and will drive his pd off car  
Utilities: $ 40.00   all I pay is electric,
Phone, cable, internet: $ 80.00
Food, entertainment: $ 125.00  
Clothing, household expenses $ 75.00  
Credit cards and other loans: $ 425.00
Borrower's Other Listings
83698 ITS MY TURN! I am Ready to improve MY SELF NOW! HR $2,575 @ 24% Jan 10, 2007 Expired
86714 HELP TURN A NEGITIVE TO A PLUS HR $2,560 @ 22% Jan 19, 2007 Loan created
393010 Prosper has CREATED A MONSTER! HR $15,000 @ 18% Sep 04, 2008 Withdrawn
396063 Relist - Getting back on track after medical HR $13,000 @ 35% Sep 10, 2008 Withdrawn
396666 Re Re list Paying off medical HR $5,000 @ 35% Sep 11, 2008 Withdrawn

 

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