p2p lending at lending club
Debt Consolidation
Homeownership Verified

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Listing Information
Amount: $15,000.00 Status: Loan created
Grade: B DTI: 30%
Lender Rate: 23% Borrower: rate-aggregator
Time Left: Finished State: NH
Funded: 100% Group: (No Group)
Loan Information
Loan Status: Current Origination Date: 2008-09-26 EricsCC ROI: 22%
Status History
Sep 26, 2008 Current
Purpose of loan:
This loan will be used to consolidate existing debt. 

My financial situation:
I am a good candidate for this loan because I have always paid everything on time.  I have no late or missed payments on anything in my long credit history.  I am simply trying to consolidate here to reduce my monthly responsibility.  I have been employed with the same firm for 10+ years and have always received and continue to receive above average performance ratings.

The income I stated only includes my W-2 income.  I also have $1400/month in rental income.  The numbers below include both W-2 and rental income.  I have also however, included the mortgage for the rental property below.  So the mortgage amount below includes both my home and the rental property.

This entire loan will be put toward existing debt and thus my monthly outlay will ultimately go down not up.

Monthly net income: $ 7518.85

Monthly expenses: $
  Housing: $  4654
  Insurance: $ 0
  Car expenses: $ 637
  Utilities: $ 150
  Phone, cable, internet: $ 100
  Food, entertainment: $ 400
  Clothing, household expenses $ 100
  Credit cards and other loans: $ 1100

God bless!
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