p2p lending at lending club
Pay Back Short Term Loan and Daughters School
Homeownership Verified

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Listing Information
Amount: $3,500.00 Status: Loan created
Grade: C DTI: 30%
Lender Rate: 35% Borrower: jdes
Time Left: Finished State: IL
Funded: 100% Group: (No Group)
Loan Information
Loan Status: Current Origination Date: 2008-09-22 EricsCC ROI: 34%
Status History
Sep 20, 2008 Current
Purpose of loan:
This loan will be used to? I am relisting this because I want to take the minimum out that I need. I do have to pay back a $2,500.00 loan and the $1,000 would for my daughter's schooling.  She does work 30 hours a week and goes to school and is making car payments.  I just want to pay for her books for the year.  She is paying for her own school I just am going to help her with the books. The first two listings were to help with her schooling.   This amount is right where I need it to be.  Hopefully I will get bids on this and then I'm in good shape. 

My financial situation:
I am a good candidate for this loan because? I do pay back my loans. I do show two delinquinces but that has to be back awhile.  I haven't missed a credit card payment in 17  months.  I'm getting my life in order and I am very proud of that fact.  I just did redid my mortgage and while my credit grade has gone down to a 'C' I truly believe it's because I had a million hits while trying to get a refinance in this economy.  If you also look I have a prosper loan and haven't missed a payment nor do I intend to. 

Monthly net income: $ 3,944 (without bonuses)

Monthly expenses: $
  Housing: $ 1300.00
  Insurance: $ company car
  Car expenses: $ company car
  Utilities: $ 100
  Phone, cable, internet: $ 140
  Food, entertainment: $ 600
  Clothing, household expenses $ 100.00
  Credit cards and other loans: $ 1000.00
  Other expenses: $ 100.00
Borrower's Other Listings
236227 Buying A Bathroom B $5,000 @ 15% Nov 23, 2007 Withdrawn
236931 Help Daughter B $4,000 @ 17% Nov 25, 2007 Withdrawn
237755 Help Daughter B $4,000 @ 19% Nov 26, 2007 Loan created
395263 Finally Seeing the Light of Day C $7,500 @ 35% Sep 09, 2008 Withdrawn
395355 Finally Seeing the Light of Day C $5,500 @ 35% Sep 09, 2008 Withdrawn
397115 Finally Seeing the Light of Day C $4,000 @ 35% Sep 12, 2008 Withdrawn
398147 Help Pay My Sister Back for My Dogs Surgery C $4,000 @ 35% Sep 14, 2008 Withdrawn

 

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