p2p lending at lending club
Pay off a credit card
Homeownership Verified

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Listing Information
Amount: $1,500.00 Status: Loan created
Grade: D DTI: 24%
Lender Rate: 30% Borrower: bid-charmer906
Time Left: Finished State: GA
Funded: 100% Group: (No Group)
Loan Information
Loan Status: Current Origination Date: 2008-09-29 EricsCC ROI: 29%
Status History
Sep 27, 2008 Current
Purpose of loan:
This loan will be used to? pay off a high interest credit card.

My financial situation:
I am a good candidate for this loan because? I have been making steady payments to this credit card.  The card is closed, so I can not charge it up again once it's paid off.  Unfortunately, it is a high interest rate, and because the account is closed the bank will not negotiate for a lower rate.  I want to pay off all my cards and improve my credit.  I am tired of being a slave to debt.  I would be grateful to any lender that could help me get started on my goal of being debt free.

Monthly net income: $ 3730.00

Monthly expenses: $
  Housing: $ 575
  Insurance: $ 100
  Car expenses: $ 454
  Utilities: $350
  Phone, cable, internet: $ 150
  Food, entertainment: $ 400
  Clothing, household expenses $
  Credit cards and other loans: $ 400
  Other expenses: $ 150
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