My end to credit card debt
| Listing Information | |||
|---|---|---|---|
| Amount: | $5,000.00 | Status: | Loan created |
| Grade: | D | DTI: | 19% |
| Lender Rate: | 16% | Borrower: | fund-safehouse |
| Finished | State: | MO | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2008-09-22 | EricsCC ROI: | 15% |
| Status History | |
|---|---|
| Sep 19, 2008 | Current |
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Purpose of loan: This loan will be used to? pay off all credit cards. My financial situation: I am a good candidate for this loan because? I am able to pay what I owe and will make payments on time. I have been trying to establish credit over the past 18 months and now realize that my debt to credit ratio is hurting my score. I would like to pay off all credit cards and close all except for two of them in an attempt to raise my credit score. This loan would help me to get out from under the high interest rates as well. Monthly net income: $ 3000+ 22.18 per hr plus my sales payout. Monthly expenses: $ Housing: $ 560 Insurance: $ 84 Car expenses: $ 470 Utilities: $48 Phone, cable, internet: $ 120 Food, entertainment: $ 300 Clothing, household expenses $ 100 Credit cards and other loans: $ 376 Other expenses: $ |
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