Paying some medical bills

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Listing Information
Amount: $15,000.00 Status: Loan created
Grade: B DTI: 10%
Lender Rate: 20% Borrower: kellygirl3
Time Left: Finished State: DC
Funded: 100% Group: (No Group)
Loan Information
Loan Status: Current Origination Date: 2008-09-26 EricsCC ROI: 19%
Status History
Sep 26, 2008 Current
Purpose of loan:
This loan will be used to? pay some unexpected medical bills. Unfortunately, insurance did not cover the full cost!

My financial situation:
I am a good candidate for this loan because? I am responsible and reliable and I make a decent living. Paying the loan back won't be a problem at all.  

Monthly net income: $ 5200

Monthly expenses: $
  Housing: $ 1200
  Insurance: $ 100
  Car expenses: $ 100
  Utilities: $ 75
  Phone, cable, internet: $ 100
  Food, entertainment: $ 300
  Clothing, household expenses $ 100
  Credit cards and other loans: $ 400
  Other expenses: $
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