Eric's Credit Community

Hello and thank you for choosing to take the time to read my loan request. I would like to introduce myself, my name is Anthony [LAST NAME DELETED]. I am a diesel fuel injection technician working for a company called Diesel Injection Service web address: www.disnet.com . My current salary is $39,520. I service fuel injection pumps, injectors and turbochargers for a wide variety of applications. I am requesting this loan to pay off my existing balance on my timeshare property in Kissimmee, Florida.

The properties full name is the Wyndham Palms Country Club and Resort located on 7900 Palms Parkway, Kissimmee, Florida 34747, to see the resort you can log onto the web address: www.wyndhampalmsresort.com and click on locations and type in or select Florida. The unit we purchased is for 1 week and is a 1,554 sq.ft. 2 bedroom villa on a flexible time schedule. When I arrived on the property I was amazed by the amenities both in the villa and on the 600 acre property. I was skeptical at first because of family members had put it in my head that timeshares are a waste of money and you have to go to the same spot year after year, well let?s just say I put those rumors to bed with there first trip.

In the summer of 2005 we planned a trip to Florida to take in the sites and relax after 3 years without a vacation, 6 days a week. We arrived the first day settled in and headed out for our first night of fun. We headed off to Orlando and a couple of wrong turns and a couple of strokes of luck and we made it through the night. At the end of the night we returned to our stable of a hotel room and turned in but I couldn?t help thinking that we gave up all the comforts of home to spend the week in a 1 room hotel. The next morning we finished breakfast and were on our way to the major theme parks of the area which were only 3 miles away. At the store where the cheap tickets were sold we found out the secret to the ?cheap? behind the tickets. We would have to spend the time to go down to the resort to take a tour of the place and see what we thought. Upon arrival the property was luxuriously decorated in tropical vegetation, we were amazed! We went to the welcoming center of the resort and were taken on a tour of the property. Inside the villas is where you spend a lot of time and was equally beautiful. It was quite a change from our hotel room. After a tour of the rest of the property and very careful deliberation I purchased it.

I take responsibility very seriously as many people do. I thank you for your time in reviewing my file and reading a file from my life.

My monthly expenses are as follows:
Rent: $627.50 Insurance: $106.05 
Utilities including phone, internet, cable and power: $90
Cell Phone: $38 Timeshare: $87.50
My only other major expense:
Car Loan: $246
If any other information is required contact me with an email. My web address is: [EMAIL DELETED]