Paying Credit Card Debt and paying our Son's Medical Bills

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Listing Information
Amount: $13,000.00 Status: Loan created
Grade: A DTI: 15%
Lender Rate: 13% Borrower: prestonsparents
Time Left: Finished State: FL
Funded: 100% Group: (No Group)
Loan Information
Loan Status: Current Origination Date: 2008-09-22 EricsCC ROI: 12%
Status History
Sep 20, 2008 Current
Purpose of loan:
This loan will be used to pay off credit card debt and medical bill debt that has piled up from my son's disabilities. We were good and financially ready to have a baby, but we were not ready for the cards we were dealt. My son was diagnosed with a rare seizure disorder at 7 months old and he continues to have multiple seizures a day and he is now 18 months old. We need help with paying medical bills and credit card debt due to this. We are in and out of hospitals, doctor's offices, therapies and now we are having to travel a good distance, quite frequently, for one of his new doctors. It is all very overwhelming and just need a little help to get us back up on our feet. Please if you can help, the stress of debt will be lessened and the rest of our focus can be placed on helping our son get better.

My financial situation:
I am a good candidate for this loan because I am very loyal in paying bills on time. I work full time and as much overtime as possible to be able to provide for my family. I do not have any other debt except for these credit cards and medical bills, my vehicles are paid off, and I rent my home; therefore having no mortgage debt. I will be able to pay the loan back within 3 years and possibly even soon, since my wife is going back to work starting this January.
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