Eric's Credit Community

Why am a good candidate for this loan? I am a tenured teacher and have been with the same school district for the past 11 years.

I also work part-time 10+ hours a week tutoring. I ran into some rough times but I take full responsibility for my actions and have been working to correct those past mistakes.

My goal is to pay off my debts & begin saving toward a home. I have paid back almost all of my old debt and am trying to get rid of the last of it. I would like to be able to keep the interest from my money for myself but cannot honestly do this until I pay what I owe.

I'm asking for a chance to prove myself. I promise that I will not let you down. My top priority each month will be making my payment on time. I promise you this and as you can see from my financial details, I will have the money to do it. I realize that I am not only promising you but also, myself. If my loan is filled, I promise to never let us down by being late with a payment. With the help I receive, I would love to be able to assist others in achieving their goals when I have proven myself.

I will have sufficient funds to pay back my Prosper loan.

HERE ARE MY MONTHLY FINANCIAL DETAILS:
Net income after payroll deductions from all sources: $ 2673 (full time job)
                $ 1000 (part time job)
                    Total monthly Income: $ 3673

Mortgage/Rent: $ 650
Phone: $ 50
Gas: $ 78
Electricity & Water: $ 130 (Water is included in rent)
Car Insurance: $ 156
Food: $ 300
Insurance: $ 75.00
Cable/Internet: $ 100
Student loans that won't be paid off with my Prosper loan: $430
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Total Monthly Expenses : $ 1969

I will have funds remaining to make payments on my Prosper loan.
 I am finally in a place where with just a bit of help, I could achieve this. I really hope that you will assist me in achieving this goal. Thank you for your time and consideration.