Paying Off Discover Card
| Listing Information | |||
|---|---|---|---|
| Amount: | $4,475.00 | Status: | Loan created |
| Grade: | B | DTI: | 9% |
| Lender Rate: | 12% | Borrower: | dfwjr2878 |
| Finished | State: | OK | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2008-09-18 | EricsCC ROI: | 11% |
| Status History | |
|---|---|
| Sep 18, 2008 | Current |
|
Purpose of loan: This loan will be used to pay off my existing Discover Card balance. I am a good financial candidate for this loan because I generate enough cash flow to meet the monthly payments (see below). In addition, I work for my family's company, which reimburses me for all fuel costs and provides me with excellent job security. Monthly net income (after-tax): $ 3,467.20 Monthly expenses: Housing: $(600.00) Insurance: $(116.00) Car expenses: $(280.00) Utilities: $(50.00) Phone, cable, internet: $(53.88) Credit cards: $(100.00) Personal loan: $(197.27) Student loan: $(55.00) Health club: $(60.00) Total Monthly Expenses: $(1,512.15) Free Cash Flow: $1,955.05 Prosper Loan Payment: $(158.48)(a) Free Cash Flow: $1,796.57 (a) assumes interest rate of 16.52% |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 392188 | Debt Consolidation | B | $15,000 @ 20% | Sep 03, 2008 | Withdrawn |
| 392365 | Debt Consolidation | B | $15,000 @ 20% | Sep 03, 2008 | Withdrawn |
| 392469 | Debt Consolidation | B | $15,000 @ 23% | Sep 03, 2008 | Withdrawn |
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