Paying off my credit cards
| Listing Information | |||
|---|---|---|---|
| Amount: | $3,000.00 | Status: | Loan created |
| Grade: | E | DTI: | 13% |
| Lender Rate: | 27% | Borrower: | middleschoolteacher |
| Finished | State: | MI | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2008-09-23 | EricsCC ROI: | 26% |
| Status History | |
|---|---|
| Sep 21, 2008 | Current |
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Purpose of loan: This loan will be used to pay off high interest credit card debt. After taking an unpaid maternity leave from teaching to have my daughter last year, I have found myself behind in paying my credit cards. Paying off a few extremely high interest rate cards would help me tremendously with being able to start saving money once again. My financial situation: I am a good candidate for this loan because I am a responsible adult who has taught in the same school district for 7 years. My income is steady throughout the school year due to teaching summer school, and my annual income increases with each contractual year. Monthly net income: $ 3000 Monthly expenses: $ Housing: $ 700 Insurance: $ 109 Car expenses: $ 400 Utilities: $ 150 Phone, cable, internet: $ 100 Food, entertainment: $ 500 Clothing, household expenses $ 100 Credit cards and other loans: $ 600 Other expenses: $ 200 |
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