Consolidation loan
| Listing Information | |||
|---|---|---|---|
| Amount: | $3,000.00 | Status: | Loan created |
| Grade: | D | DTI: | 30% |
| Lender Rate: | 35% | Borrower: | agrunt |
| Finished | State: | KS | |
| Funded: | 100% | Group: | 1st and BEST for Loans |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2008-09-23 | EricsCC ROI: | 34% |
| Status History | |
|---|---|
| Sep 20, 2008 | Current |
|
I am a full time Kansas Air National Guardsman. I have been in the Military for over 13 Yrs. I have been married for over 8 Yrs and have 3 children ages 1, 3 and 6. My wife just recently quit her job with the birth of our 3rd child to stay home and raise our children. I am a relativley new home owner. Due to my wife quitting her job my financial situation has changed dramatically. I still have the ability to pay all my bills and have money left over but not as much as I use to. This has lead me to the realization that credit is BAD so I would like to payoff my High Interest credit cards and car loan with the money I am requesting. My monthly take home income is $3610. I have had my first prosper loan for 9 months and never been late. The loan I am taking out costs approximatly $111.00 a month. When I credit cards I will be saving $10.00 a month plus untold interests. The two deliquent accounts are accounts I have no knowledge of having and am currently in the process of disputing them. My student loans are currently in deferrment and will be until January 2009. Next week I start a part time job giving me an extra $640 a mont on top of my repoted income. This gives me $4200 a month to pay my bills. Thank you for your consideration. My current Monthly expenses: $2697 Housing: $ 790 Insurance: $ 116 Car expenses: $ 84 Van payment: $ 780 Utilities: $ 130 Phone, cable, internet: $170 Food, entertainment: $ 300 Clothing, household expenses $ 100 Credit cards and other loans: $97(replaced by prosper loan) Military Star: $120 Loan will pay: Finger Hut: $140/$20 month capital one: $240/$20 month Dell: $1950/$57 month AAFES: 4200:/130 month (will pay $600 towards this to bring my payment to 110 a month) |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 220343 | Consolidation Loan | C | $3,000 @ 19% | Oct 23, 2007 | Expired |
| 223643 | Consolidation Loan | C | $2,200 @ 19% | Oct 30, 2007 | Withdrawn |
| 226387 | Consolidation loan | C | $10,000 @ 19% | Nov 05, 2007 | Expired |
| 230728 | Consolidation loan | C | $1,500 @ 19% | Nov 12, 2007 | Expired |
| 234716 | Consolidation loan | C | $1,000 @ 18% | Nov 19, 2007 | Loan created |
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