Looking for solid loan payoff date
| Listing Information | |||
|---|---|---|---|
| Amount: | $12,000.00 | Status: | Loan created |
| Grade: | B | DTI: | 18% |
| Lender Rate: | 22% | Borrower: | cash-flower |
| Finished | State: | CA | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2008-09-23 | EricsCC ROI: | 21% |
| Status History | |
|---|---|
| Sep 20, 2008 | Current |
|
Purpose of loan: The loan will be used to pay off debt currently at 27% interest. I continuously pay the monthly payment, but never see a decrease in the loan principle at the current interest rate. I?d like to be able to pay the debt off by the time my daughter starts college in a few years. I cannot achieve this goal when the monthly payments do not cover the principle. Would like fresh start with fixed rate and loan pay off date. My financial situation: I am a good candidate for this loan because I am never late on a payment and am very conscientious, believing integrity to be a strong characteristic. I receive my paycheck on the first of the month and pay all bills immediately.. I am 47 years old, a single mom (no child support). I've been with my current employer for 6 years and previously was with a company for 19 years. When the company I worked for started to close, I looked for work at an institution that offered benefits and retirement, although the salary was considerably lower than I was making. Monthly net income: $ 4,399.90 Monthly expenses: $ Housing: $ 1,355 Insurance: $ 100 (car insurance) Car expenses: $120 (gas) Utilities: $ 184 Phone, cable, internet: $ 350 (includes house phone, cable, cell phone for daughter, mother and myself) Food, entertainment: $800 (mainly grocery store) Clothing, household expenses $ 150 Credit cards and other loans: $ 675 Other expenses: $ 500 ($200 toward daughter's tuition, $110 parking at work, prescriptions, co-pays, remainder daugher's sports and school related costs, the unexpected, i.e., car repair) |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 394517 | Looking for new financial beginning! | B | $17,650 @ 22% | Sep 08, 2008 | Withdrawn |
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