Eric's Credit Community

Purpose of the loan: I was originally looking to fund a loan for debt consolidation and home improvements but at this point I think it's more important for me to reduce my credit card debt to allow some room for me to cover any additional unexpected expenses.

(1) I have roughly $11,000 in Credit Card Debt ($7,000) due to medical bill copays/deductibles for my grandmother in the last years before she died of cancer,($1500) was for car repairs,($1500) went toward expenses for my small business on the side and ($1000) went to other miscellaneous charges needed at the time.

My financial situation: I am a good candidate for this loan because my debts are not currently or close to being in delinquency at this point and being in the financial field, I am unnerved when my financial situation is not under control. I was an Office Manager for a Neurology Practice for 5 years managing every aspect of 4 office locations prior to my current employment as a Sr. Accountant for a Bond & Insurance Company. My salary is $60k per year and I am likely to get a raise in January. My finances are currently not unstable but I don't want to keep incurring debt to where they are no longer "stable". I have BA in Psychology & English and an MBA in business and havre maintained a fairly consistent financial history since I got out of school. 

I manage my expenses with Quickbooks software & have already budgeted repayment costs against my living & other expenses so I am sure direct withdrawal of loan payments monthly can be completed without pause. I hope I have provided in depth enough information to warrant funding of my loan. Please feel free to ask any questions.