paying off my credit cards
| Listing Information | |||
|---|---|---|---|
| Amount: | $5,000.00 | Status: | Loan created |
| Grade: | C | DTI: | 33% |
| Lender Rate: | 15% | Borrower: | ering7 |
| Finished | State: | IN | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2008-09-24 | EricsCC ROI: | 14% |
| Status History | |
|---|---|
| Sep 24, 2008 | Current |
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Purpose of loan: This loan will be used to? lower the interest rate i am paying now My financial situation: I am a good candidate for this loan because? I believe it is a moral obligation to pay back loans. I have always paid my bills . I know that our financial situation is my fault but it feels like the credit card company is raping us. I would rather give my money to someone who is like me in that they are just trying to find inovative ways to make money or in my case save money. We just had our first child and have found new motivation to get financially sound. It seems like it is taking so long to pay off our credit cards because the interest is so high. As soon as we get them paid off, we can start a college fund. Monthly net income: $ 5000 Monthly expenses: $ 4000 Housing: $ 530 Insurance: $ 240 Car expenses: $ 900 Utilities: $ 280 Phone, cable, internet: $150 Food, entertainment: $ 400 Clothing, household expenses $ 400 Credit cards and other loans: $ 400 Other expenses: $ gas - 400 IRA - 300 |
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