Baby on the way - need to build nursery
| Listing Information | |||
|---|---|---|---|
| Amount: | $15,000.00 | Status: | Loan created |
| Grade: | B | DTI: | 16% |
| Lender Rate: | 23% | Borrower: | EarlyRiser1 |
| Finished | State: | NY | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2008-09-25 | EricsCC ROI: | 22% |
| Status History | |
|---|---|
| Sep 25, 2008 | Current |
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Purpose of loan: This loan will be used to? We have a baby on the way (just a small surprise) and we would use the loan to build a nursery just for the baby as well build another bedroom & play room so all the children can have their own private space. My financial situation: I am a good candidate for this loan because? I earn an excellent living and have been employed with a steady Fortune 500 company for approximately 5 years. While what I earn allows us pay our bills comfortably, my bonus and the new baby will both be coming at the same time next year (March) and I'd like to have all the construction completed with time to spare before the baby. My financial situation - live well within our means and always pay our bills on time. Only loans I have ever had have been paid with a perfect track record. We have a flawless record with our mortgage and my student loans were paid back in full early. Monthly net income: $ 10,000 - 12,500 Monthly expenses: $ 8,000 Housing: $ 3,500 Insurance: $ 1,000 Car expenses: $ 500 Utilities: $ 500 Phone, cable, internet: $ 150 Food, entertainment: $ 600 Clothing, household expenses $ 400 Credit cards and other loans: $ 1000 Other expenses: $ 350 |
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