Paying off my credit card
Homeownership Verified

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Listing Information
Amount: $15,000.00 Status: Loan created
Grade: AA DTI: 11%
Lender Rate: 11% Borrower: crusader13
Time Left: Finished State: NY
Funded: 100% Group: (No Group)
Loan Information
Loan Status: Current Origination Date: 2008-09-18 EricsCC ROI: 10%
Status History
Sep 17, 2008 Current
Purpose of loan:
This loan will be used to pay off a high interest credit card debt.  I made the decision to use my last year bonus and my credit card to help a friend and her family thru some medical difficulties earlier this year...(She was diagnosed with stage 4 cancer ealier this year at 33yrs old...)  Her situation is complicated (no family history and a rather rare form of non-smokers cancer).  It required trips to specialist in several states to try to identify the source.  I've donated my frequent flyer miles, my hotel points, my bonus $$ and paid for other related expenses for her to be able to see the right doctors and specialist.  You may ask why did I do this... Why have I put myself in this situation.  Well, I did so because she was there for me when I lost my parents 4 years ago within a year of each other... One from diabetes complication and the other to a stroke...This was my way of being there for her.  She continues her treatments today and we pray everyday that she will live long enough to see her girls grow up.  The picture I'm using is of our favorite vacation place.  This is the first year we did not go but I'm confident and hopeful that we will be able to return next year when she beats her cancer.

My financial situation:
I am a good candidate for this loan for the following reasons:
  • I've paid my bills on time. 
  • I have a good paying job and am a high performer... My bonus pay out was at 135% last year.
  • My household budget is solid with over $1,100 a month available to put towards payment of this loan.

My intention is to pay this loan off within 6-9 months.  I thank you in advance for your support.

 

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