Old Kitchen needs update
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|Loan Status:||Paid||Origination Date:||2008-09-19||EricsCC ROI:||25%|
|Sep 19, 2008||Current|
|Jan 23, 2009||Payoff in progress|
|Jan 30, 2009||Paid|
Purpose of loan:
This loan will be used to update our "white on white" Kitchen.
My financial situation:
I am a great candidate for this loan because I ALWAYS pay my bills on time.
I have good, consistent earnings. I have been with the same company for nearly 15 years. I will have W-2 income of approx. $225,000 in 2008 (already over $155,000 as of last week's payroll). I have been a homeowner since May 1994 and have never had a late mortgage payment.
The 1 delinquency on my credit is a dispute over a small $150 bill from a local dance studio which my daugther attended for some time but didn't like anymore. My wife cancelled 2 weeks before the recital and they told her that there would be no problem, but the studio still attempted to collect for services we never used.
It is important to note, that I have earned series of bonuses and deferred comp over the last 15 years at my company which vest annually on a schedule and are payable every February. In a few months in February 2009, I am scheduled to have a gross payment of $40,000+. I will use this money to pay down debt which should help my DTI.
Average Monthly net income: $ 12,500
Monthly expenses: $ 11,500
Housing: $ 4,400
Insurance: $ 300
Car expenses: $ 1,800
Utilities: $ 500
Phone, cable, internet: $ 300
Food, entertainment: $ 1,000
Clothing, household expenses $ 400
Credit cards and other loans: $ 2,000
Other expenses: $ 500
Charitable Contributions: $ 300
|Borrower's Other Listings|
|393636||Remodel Kitchen||B||$15,000 @ 20%||Sep 06, 2008||Withdrawn|
|434564||Paying off my credit cards||B||$15,000 @ 26%||Nov 23, 2009||Withdrawn|
|436626||Paying off my credit cards||B||$15,000 @ 26%||Dec 03, 2009||Loan created|
|488104||3rd Prosper Loan (nvr late)||D||$5,000 @ 27%||Dec 17, 2010||Loan created|
|558355||Pay off Citibank||A||$24,500 @ 9%||Feb 13, 2012||Loan created|