Paying off my credit cards
| Listing Information | |||
|---|---|---|---|
| Amount: | $7,000.00 | Status: | Loan created |
| Grade: | D | DTI: | 17% |
| Lender Rate: | 16% | Borrower: | purplesky08 |
| Finished | State: | CA | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2008-09-16 | EricsCC ROI: | 15% |
| Status History | |
|---|---|
| Sep 15, 2008 | Current |
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Purpose of loan: I would like to use this 7k loan to pay off/lower my higher interest credit cards. My financial situation: I feel I am very financially responsible as I always pay my bills on time. I would like to start lowering my credit card debt as it is lowering my credit score. My current job only shows my length of employment as being 10mos, but I have continuously worked for the past 6 years. I have left jobs on my own accord for better, more paying positions. Snap shot of my credit cards at this time: COD - balance 6371.66 credit limit - 6500.00 apr: 22.57% Visa balance: 2389.46 limit: 2500.00 22.05% Wamu: Balance: 3,248.97 Limit: 3250.00 Mastercard Balance: 6949.25 Limit: 7160.00 APR: 9.490% Monthly net income: $ 3300 Monthly expenses: $ 2140 approx Housing: $ 1000 Insurance: $ 100 Phone, cable, internet, pge: $ 135 Food, ent: $ 200 Clothing, household expenses $ 200 Credit cards and other loans: $ 500 Feel free to ask me any questions. Thank you! |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 388502 | Paying off my credit cards | D | $12,000 @ 29% | Aug 26, 2008 | Expired |
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