Simplify.
Homeownership Verified

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Listing Information
Amount: $10,500.00 Status: Loan created
Grade: C DTI: 17%
Lender Rate: 19% Borrower: goodchange
Time Left: Finished State: FL
Funded: 100% Group: (No Group)
Loan Information
Loan Status: Current Origination Date: 2008-09-23 EricsCC ROI: 18%
Status History
Sep 23, 2008 Current
Purpose of loan:
This loan will be used to? learn about the Prosper way of financing because it seems so right and to consolidate for the sole purpose of paying off debt resulting from post graduate education and other consumer debt.  This loan will be of great benefit to me personally for the future and as I mentioned a way to engage in the Prosper community.  I am really enthusiastic about how this concept works.  It's more like Main St. borrowing/lending than Wall St.  It seems so personal and direct and helpful for all involved.  Thank you all for this opportunity and I look forward to the process.

My financial situation:
I am a good candidate for this loan because? my work and financial goals are solid.  Our income will be able to cover this loan well.  We would prefer to borrow money from this community instead of a home equity loan.  As I mentioned above, we want to benefit by obtaining this loan and then also become a lender to help others while making some money too. 

Monthly net income: $ 10,416.00 gross, $7291.00 net

Monthly expenses: $
  Housing: $ 2200.00
  Insurance: $ 200.00
  Car expenses: $ 300.00
  Utilities: $ 230.00
  Phone, cable, internet: $ 150.00
  Food, entertainment: $ 500.00
  Clothing, household expenses $125.00
  Credit cards and other loans: $ 500.00
  Other expenses: $ 200.00
Borrower's Other Listings
385513 Paying off my credit cards C $15,000 @ 18% Aug 20, 2008 Expired
390713 Focus on financial freedom for the future. C $17,500 @ 25% Aug 30, 2008 Expired

 

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