Debt Consolidation for reliable borrower 0 dels,0 lates

| Listing Information | |||
|---|---|---|---|
| Amount: | $15,000.00 | Status: | Loan created |
| Grade: | A | DTI: | 0% |
| Lender Rate: | 17% | Borrower: | youngmogul |
| Finished | State: | MS | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | 1 month late | Origination Date: | 2008-09-16 | EricsCC ROI: | -62% |
| Status History | |
|---|---|
| Sep 16, 2008 | Current |
| Oct 31, 2008 | Late |
| Nov 18, 2008 | 1 month late |
|
Purpose of loan: This loan will be used to? Consolidate all my high interest credit card debt with the balance going into home improvements. My financial situation: I am a good candidate for this loan because? I am a reliable person with a great credit history who believes in honoring his debt obligations no matter what. I have very low expenses at the moment since I paid off my 30 year first mortgage 23 years early and only have a $14,000 second mortgage that I'm paying off at $132.68 a month. I am single and my other monthly bills are as follows; Food; $300 Utilities; $200 Credit card payments: $270 Entertainment and travel: $400 Health insurance: $400 Church tithe: $1200 Other miscellaneous expenses (magazine subscriptions etc): $300 total: About $3200 a month which leaves me with a decent income cushion to be able to comfortably service the monthly payments on this loan given my monthly gross income of about $8400.I am also a long time prosper lender with about $20,000 worth of loans to fellow prosper borrowers. |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 393937 | Reliable borrower with a great credit history | A | $18,500 @ 35% | Sep 06, 2008 | Withdrawn |
| 394145 | Reliable borrower with a great credit history | A | $18,500 @ 18% | Sep 06, 2008 | Withdrawn |
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