Debt Consolidation for reliable borrower 0 dels,0 lates
Homeownership Verified

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Listing Information
Amount: $15,000.00 Status: Loan created
Grade: A DTI: 0%
Lender Rate: 17% Borrower: youngmogul
Time Left: Finished State: MS
Funded: 100% Group: (No Group)
Loan Information
Loan Status: 1 month late Origination Date: 2008-09-16 EricsCC ROI: -62%
Status History
Sep 16, 2008 Current
Oct 31, 2008 Late
Nov 18, 2008 1 month late
Purpose of loan:
This loan will be used to?

Consolidate all my high interest credit card debt with the balance going into home improvements.

My financial situation:
I am a good candidate for this loan because?
I am a reliable person with a great credit history who believes in honoring his debt obligations no matter what. I have very low expenses at the moment since I paid off my 30 year first mortgage 23 years early and only have a $14,000 second mortgage that I'm paying off at $132.68 a month. I am single and my other monthly bills are as follows;

Food; $300
Utilities; $200
Credit card payments: $270
Entertainment and travel: $400
Health insurance: $400
Church tithe: $1200
Other miscellaneous expenses (magazine subscriptions etc): $300

total: About $3200 a month which leaves me with a decent income cushion to be able to comfortably service the monthly payments on this loan given my monthly gross income of about $8400.I am also a  long time prosper lender with about $20,000 worth of loans to fellow prosper borrowers.



 
Borrower's Other Listings
393937 Reliable borrower with a great credit history A $18,500 @ 35% Sep 06, 2008 Withdrawn
394145 Reliable borrower with a great credit history A $18,500 @ 18% Sep 06, 2008 Withdrawn

 

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