Paying off high interest credit cards responsibly
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Listing Information
Amount: $8,500.00 Status: Loan created
Grade: D DTI: 34%
Lender Rate: 16% Borrower: dollar-enforcer560
Time Left: Finished State: FL
Funded: 100% Group: (No Group)
Loan Information
Loan Status: Current Origination Date: 2008-09-16 EricsCC ROI: 15%
Status History
Sep 14, 2008 Current
Purpose of loan:
This loan will be used to?pay off high interest credit cards. Debt was obtained over 2 years ago for medical expenses related to the birth of my son.

My financial situation:
I am a good candidate for this loan because?I had very good credit up until my pregnancy. I was a full time college student and supported by my husband during school. I had our first child while in college, and unexpected expenses related to my pregnancy put us into debt with our credit cards.I have been working full time for over two years now as a registered nurse, but can't seem to get out from under these credit cards. Please help!

Monthly net income: $ 3400

Monthly expenses: $
  Housing: $ 750
  Insurance: $ paid by my husband
  Car expenses: $ 415
  Utilities: $ paid by my husband
  Phone, cable, internet: $ paid by my husband
  Food, entertainment: $ 300
  Clothing, household expenses $ 100
  Credit cards and other loans: $ 
            Capital One  $120
            Target          $150
            Suntrust       $75
            Citifinancial   $100
            Chase          $75
            This loan will be used to pay off Capital One, Target, and Chase as those are the highest interest.
  Other expenses: $400 for daycare
              
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