paying off my credit cards

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Listing Information
Amount: $4,000.00 Status: Loan created
Grade: C DTI: 23%
Lender Rate: 17% Borrower: dahlman84
Time Left: Finished State: MO
Funded: 100% Group: (No Group)
Loan Information
Loan Status: Current Origination Date: 2008-09-16 EricsCC ROI: 16%
Status History
Sep 14, 2008 Current
Purpose of loan:
This loan will be used to? pay off my credit cards at a lower interest rate

My financial situation:
I am a good candidate for this loan because? i always pay my bills on time!

Monthly net income: $ 1400

Monthly expenses: $
  Housing: $ 0    
  Insurance: $ 150
  Car expenses: $ 150
  Utilities: $ 0
  Phone, cable, internet: $ 0
  Food, entertainment: $ 40
  Clothing, household expenses $ 0
  Credit cards and other loans: $ 100
  Other expenses: $ 100
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